Planning on refinancing your home?
Sometimes we can’t see as far down the road as we would like to, and the home loan that was perfect ten years ago doesn’t suit your needs anymore. Our staff can help you refinance your home to help meet your changing needs and goals. Your home can be your key to financial freedom if you make it work for you. Take a look at some of the ways refinancing your home can help you.
Lower Your Monthly Mortgage Payment
Pay off Your Home Loan Faster
If your mortgage feels more like a burden than a financial tool that you can use to achieve other life goals, you may want to refinance into a loan with a shorter term. This allows you to pay off your home faster, giving you greater peace of mind. With interest rates at historic lows, you may be able to refinance into a shorter-term loan and still keep a similar monthly payment to your current longer-term loan. At Pioneer Mortgage Funding Inc., we will help you find the lowest possible interest rate and make sure that your home loan works for you.
Pay Down Debt
Did you know that you can use your home’s equity to help pay off expensive, high-interest debt? Unlike most major credit cards, mortgages typically carry lower interest rates, and your interest is tax-deductible. Using the equity in your home to consolidate your high-interest debt into a low-interest mortgage will give you increased payment flexibility and can save you a lot of money in the long run. Our home loan experts can work with you to help you decide if this is a strategy that is right for you. Using your home to manage your long-term debt can help put your family on better financial ground. Make your home an asset that works for you and call Pioneer Mortgage Funding Inc. today!
Take Cash Out
Ready to refinance?
The Home Refinance Process
Here’s how our home refinance process works:
- Complete our simple home refinance analysis request
- Receive options based on your unique criteria and scenario
- Compare mortgage interest rates and terms
- Choose the offer that best fits your needs